"They have the finance experience"IN October MYOB released its latest generation of accounting software products for small and medium businesses – AccountRight 2011 for windows and AccountEdge v11 for Mac.
The new release is the most significant change in the software in 20 years. The Numbers Game team, Leanne and Ian Berry, are MYOB certified consultants with 20 years’ experience in helping small business win the numbers game – they lead the field in set-up, training, consulting and bookkeeping.
In these tight economic times, more than ever it is important that, as a business owner, you have your finger on the pulse of your business financials.
Leanne also writes MYOB training manuals, the latest an Upgrade Handbook for the newrelease software. Head to the team’s website, www.thenumbersgame.com.au to pick up your copy today at $37.95. It’s just like having an MYOB expert by your side.
This year will see the introduction of MYOB AccountRight Live – want to access your financials from wherever you are? It’s coming! Let the expert team help you prepare for the future of your business today!
Looking for an alternative to traditional desktop accounting software? Xero is among the leading cloud-based accounting products in today’s marketplace.
The TNG team members are certified Xero advisors, ready to help you implement a Xero solution for your small business. Need cash flows, business plans or assistance with growing your small business? Call the TNG team – they care about regional small business.
"Why you need a work safety net"
By AMP Financial’s Ian Redpath
WORKING times for Australians are getting longer – people are now less likely to be confined to the traditional nine-to-five working day.
Working on weekends is becoming more common and many Australians have a weekday work pattern that requires an early start or a late finish, or both.
Obviously people are working harder than ever to support their families, but what many neglect is to future-proof their income by taking out insurance.
Few people could sustain their lifestyle and pay their bills if they lost their regular income through illness, accident or permanent disability. You can ensure that the return for all your hard work is not at risk through a range of policies which will provide you with a financial safety net in the event of sickness, disability or death.
It will ensure your family can receive a lumpsum payment and not face the possibility of having to find money for medical care, rehabilitation or, should the worst happen, funeral costs. Income protection, also known as salary continuance, usually pays a monthly benefit of up to 75 per cent of your regular income if you’re sick or injured and can’t work.
Total and permanent disablement insurance provides a lump sum payment if you’re totally and permanently disabled. Death cover makes a lump sum payment to your family if you die, or, under some policies, are diagnosed with a terminal illness.
It makes sense to have the right cover to ensure your family will have financial support if you die or are unable to work.
If you would like professional advice about which life insurance option is most suitable for you and your family, consider consulting an accredited financial planner.
Ian Redpath DipFP, JP, CFP and Fellow of the Financial Planning Association of Australia is an authorised representative of AMP Financial Planning Pty Ltd, ABN 89 051 208 327, AFS Licence No. 232706.
Any advice given is general only and has not taken into account your objectives, financial situation or needs. Because of this, before acting on any advice, you should consult a financial planner to consider how appropriate the advice is to your objectives, financial situation and needs.
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